What happens if serious illness strikes – how do you maintain your lifestyle and keep up with your financial commitments, after all there is no other income to rely on other than yours.
You may also have children financially dependent on you.
Yes you could rely on family and friends to help you out in the short term, but recovering from a serious illness can take a long time and many people are unable to return to work even after a full recovery
Don’t forget though the state will provide statutory sick pay, but at £85.85 (for the first 28 weeks of illness) is this really enough to maintain you lifestyle?
From as little as £10 per month you could as much as £84,000 of critical illness cover to protect you should the worst happen.*
You could put this off or choose to spend the money on a good night out. BUT if it was you that was the 1 in 10 25 to 49 year olds that are diagnosed with cancer maybe you’d be wishing you’d done it sooner. Just remember with advances in medical science more people than ever are surviving serious illnesses - www.cancerresearchuk.org
So…perhaps its living you need to think about, not dying.
Critical illness is most beneficial, and combining with life insurance will help meet your changing needs
*based on male 25 years old non smoker over a term of 20 years